Passbook Savings

  • Interest-bearing
  • Interest compounded quarterly
  • Minimum balance is $50.00 daily to earn disclosed annual percentage yield.
  • No monthly maintenance fees
  • Transfers from saving to another account are limited to six per month. No transfers by check or debit card.

Christmas Club

  • Interest-bearing
  • Interest paid annually
  • Minimum balance to earn interest is $50.00
  • No withdrawals, no transfer allowed
  • Balances paid to account holder each October by Christmas Club check.